Payment infrastructure for Canadian property

Property payments,
engineered.

One platform for maintenance fee collection, vendor disbursements, and reconciliation. Built for property managers who want fewer tools, faster operations, and complete visibility.

Book a demo →See how it works

Canadian-built infrastructure

Payments Canada compliant

Bank-grade security

Money flowMay 2026

Reconciled

Collected

$166,208

Vendors paid

$11,600

Net out

$148,602

224 owners→Trust accountPAD batch

+$166,208

Trust account→Hydro OneEFT · approved

−$8,420

Trust account→EnercareEFT · scheduled

−$3,180

Trust account→Condo corpNet disbursement

−$148,602

Trust balance · $5,986 floatLedger ✓ matched · T+3

Built for the property management stack

Yardi

Condo Manager

Shiftsuite

NetIntegrity

Buildium

QuickBooks

Xero

01 The problem

Property managers run their finances across six different tools.

Maintenance fees through one processor. Vendor payments through cheques. Reconciliation through spreadsheets. Reports through email. None of it talks to each other, and every error costs hours.

20+

Hours per month spent on payment administration per building — reconciliation, exception handling, vendor coordination, board reporting.

Average number of disconnected tools a typical Canadian condo PM uses for AR, AP, banking, reporting, and reconciliation each month.

5–10

Business days for vendors to receive payment by cheque. Most condo AP still runs on paper, in 2026.

02 The platform

Three workflows, one platform, one reconciliation.

Designed for the way Canadian property managers actually work — not adapted from US software that doesn't understand strata law or Payments Canada rules.

Module 01

Maintenance fee collection

Automated pre-authorized debit collection from owners with full exception management. NSF, closed accounts, and revoked authorizations handled with guided resolution workflows.

→ White-labeled PAD authorization flow
→ Scheduled batches and one-off collections
→ Real-time exception management
→ Net disbursement to condo corp

Module 02

Vendor payments

Upload your accounts payable file. We handle the routing, the payment execution, and the full reconciliation back to your accounting system.

→ Automated AP file processing
→ Multi-rail payment execution
→ Approval workflows for sensitive payments
→ Complete audit trail

Module 03

Short-term rental disbursements

For Airbnb and STR property managers. Upload your payout file and we handle owner disbursements with reconciliation and statement generation.

→ Bulk owner payout processing
→ Per-property reconciliation
→ Automatic owner statements
→ Multi-property dashboard

Coming 2026

Resident bill payment

A consumer-facing platform for unit owners, tenants, and renters. Pay your bills, build your credit, and manage your financial life in one place.

→ Pay utilities, insurance, rent, mortgage
→ Free rent reporting to credit bureaus
→ Unified bill payment dashboard
→ Financial wellness tools

03 How it works

Three steps to replace four tools.

Whether you manage 1 building or 100, the workflow is the same. Connect, collect, pay — with full reconciliation back to your existing accounting system.

Connect

Sign up in minutes. Link your accounting software via API or upload your unit roster as CSV. We handle the PAD authorization workflow for your owners directly.

Collect

Run monthly batches in one click. Track success, NSF, and exceptions in real time. Owners stay on the same PAD they already signed — no re-authorization needed.

Pay

Disburse to the condo corp automatically. Pay vendors from the same dashboard. Full reconciliation back to your accounting system in real time.

04 Why Kredano

Built for property managers, not adapted from generic tools.

We focus on the workflows that matter most to Canadian condo and rental property managers — and the regulatory environment they operate in.

Canadian by design

Built around Payments Canada rules, strata law, and the realities of Canadian property management. Not an American product retrofitted for Canada.

Trust-fund compliant

Architected from day one for compliance with condo trust fund obligations. Funds segregated, fully auditable, full transparency for boards and auditors.

One platform, complete visibility

AR and AP in one place. Real-time reconciliation. Custom reporting for condo boards. Replace four disconnected tools with a single integrated workflow.

Works with your existing systems

Native integrations with Yardi, Condo Manager, Shiftsuite, NetIntegrity, QuickBooks, and Xero. Your accounting team stays in their existing workflow.

05 Integrations

Works with the tools you already use every day.

Native API integrations with the major Canadian property management and accounting platforms. Manual CSV and PDF export available for everything else.